Convert visitors into customers with Zinia

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Give freedom. Get growth.

Increase your average transaction value and boost sales by offering your customers a flexible payment method.

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Later for them. Now for you.

Customers pay later, while you get paid upfront and in full. No risk for you and no interest for your customers.

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Say hi to new customers!

Simplify overall checkout experience and convert visitors into customers.

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It's a win-win!

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Committed to your business

Our solution adapts to your business needs and leverages the Santander Group’s 20-plus years of experience in partnerships with merchants.

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Your customers are our customers

Taking care of your customers is our top priority. Leave it up to us to make paying a smooth experience and keep them coming back to your shop.

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Always ethical

Our products and services are bolstered by our ethical commitment to offer our partners a trustworthy and reliable solution for their business.

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Safe and secure

Your brand's reputation is in safe hands. We make sure your customer data are secure, and we thoroughly analyse each payment using strict risk systems.

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No fixed cost

There are no fixed costs. Simply pay Zinia for each transaction, and not a cent more!

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Support when you need it

We're on hand for you and your customers whenever you need us.

Ready to get started?

Do you want to grow your customer base, boost sales and enjoy risk-free expansion? Get in touch with us and start selling with Zinia in no time.

You can report any breach of Openbank’s General Code of Conduct or corporate principles through Canal Abierto (Open Channel), our whistleblowing channel.