How does Zinia pre-approval work?

Zinia pre-approval is a promotional information service that can only be used for certain campaigns. It allows you, as a potential customer, to check the amount of financing that would be made available to you at a specific merchant.

The process entails a quick and completely secure credit check, using PSD2 Open Banking services. All you have to do is select your bank from the list and enter your online banking credentials. You will get an instant answer on the screen and the number of days that the pre-approval is valid for will be shown. You can find more information about this service in the Zinia Privacy Policy.

This result of the pre-approval will be stored for a few days and make any future financing applications at the merchant easier.