What is a payment initiation service?

A payment initiation service (PIS) allows you to pay for goods or services directly with your bank account via a platform that acts as a link between you and Zinia without leaving the merchant’s app or website.

Depending on the bank, the checkout process may differ slightly, but in most cases, you will be redirected to your bank’s login page to confirm the payment. In other cases, you may be able to enter your login details directly at checkout without being redirected to the bank’s website.