How do I shop in-store with Zinia?

In-store shopping just got a whole lot sweeter. Generally, to shop with Zinia at participating stores, simply scan the Zinia QR code you'll find in the store, choose the amount you want to spend and fill in your details. We’ll send you a code by SMS that you’ll have to use at the checkout. But don’t forget to take your ID, as you’ll be asked for it by the store assistant.

Some merchants may have store assistants on hand to help you shop with Zinia. At checkout, just select Zinia and scan the QR code that the store assistant will show you. Complete the form on your mobile and enjoy your purchase!

Also, bear in mind that Zinia payment methods involving >4% APR require a robust qualified signature process through an external trusted partner.